How It Works
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Receive Invitation
Get an email or SMS from a merchant partner with a link to apply for Omni Credit.
Submit Information
Click the link and provide your legal ID and phone number for verification
Automatic Qualification
Your application is processed instantly, and you’ll receive your qualification results right away.
Receive Confirmation
Once approved, you’ll get confirmation and instructions on how to use your Omni Credit account.
Manage Your Account
Track your spending, check your balance, and make payments through our secure online platform.
Next-Day Funding
Merchants receive next-day funding for all purchases made with Omni Credit, ensuring smooth and timely transactions.
Making Purchases
Making a purchase with Omni Credit is simple and convenient. Just provide your mobile phone number at checkout, whether shopping online or in-store. No need for physical cards or lengthy forms—complete your transaction quickly and easily. Afterward, manage your account effortlessly through our secure online platform, where you can track spending, check your balance, and make payments with ease.
Use Your Credit
Shop effortlessly online or in-store at participating merchants. Simply provide your mobile phone number at checkout to use your Omni Credit.
Manage Your Account
Stay on top of your finances by tracking your spending, checking your balance, and making payments through our secure online platform.